You can have a credit counselor review your credit reports before you sign up with us! If you do not have copies of your credit reports: Simply click here to order them instantly on-line! Please print and fax them to 423-476-5364, a counselor will review them and contact you. Don't forget to put your daytime phone number and/or e-mail address on your credit reports! If you already have your credit reports: Simple e-mail, fax or mail them to us and we will contact you as soon as we receive them.