We believe that an educated consumer makes the best client. We have put together a list of Federal and State laws that apply to, and effect your credit. We do not expect you to read all of these laws at this time, we suggest you bookmark this page for future reference.

Here is a list of several Federal Laws: A new Window will open for you to view these laws in, when you are finished reading simply close the box and this page will still be open.

Fair Credit Reporting Act or Summery of FRCA

Fair Debt Collections Practice Act

Consumer Credit Reporting Reform Act (This is the same as the Fair Credit Reporting Act, this is it's "new" title after the amendments made to it a few years ago.)

Consumer Reporting Employment Clarification Act PDF file (you will need Adobe Reader)

Credit Repair Organization Act

Credit Management Group operates in the following states:

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas	Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina	North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming