We rely on state of the art technology, but also rely on our extensive knowledge of the Fair and Accurate Credit Transaction Act of 2003, Fair Credit Reporting Act, the Consumer Credit Reporting Reform Act, and the Fair Debt Collections Practice Act, along with years of experience and time proven letters, documents, forms, Lawful Notices and Estoppels. Our services can remove negative inaccurate, unverifiable and incomplete information from your credit reports, including charge offs, bankruptcies, judgments, repo's, foreclosures, collections accounts, student loans, tax liens, and slow pays. You can check the status of your account by contacting one of our credit counselors.

We will communicate with the three credit reporting agencies, on your behalf, via telephone, e-mail and/or written communications. We will also monitor the correction and deletion of negative inaccurate unverifiable and incomplete information from your credit reports for one full year. If any accounts need to be disputed with collections agencies or the original credit grantor we prepare document, called Lawful Notices and Estoppels, to address them individually. (Some companies charge $25.00 per creditor for this, and most credit repair companies do not do this at all!) We will also contact you if we feel a settlement might be in your best interest. Our Credit Counselors will be available by telephone or e-mail, Monday thru Friday during normal business hours to answer any of your credit repair or credit related questions. You will not be required to read any books, watch any videos, complete any tests or paperwork and the Credit Repair Program will not be reported to the credit reporting agencies! We will also analyze your credit repairs to determine what other factors are affecting your credit rating, and counsel you on what can be done about them. Most of our clients are finished with our program within 90 days. Unlike other companies that charge a continuous monthly fee, we only charge for three months of credit repair service. After this time, if you need additional work done, we will be happy to extend your contract for a nominal fee.

Successful and long lasting credit repair is a process, not a quick fix. We offer the most complete, personal and effective services available! And you can check the progress of your account by contacting one of our credit counselors!

Our fees are as follows:

Our fee is only $199 for an individual and $399 for a couple. You will have unlimited access to our certified credit repair specialists for 90 days with no hidden or additional charges. We do not charge for each correction or deletion made on your credit report which can add up to hundreds of dollars more to your initial fee. It is a flat $199 per person and $399 per couple. Please contact us to discuss our simple payment plan!

New Option! Premium Mail! Now you can upgrade to Certified, Certified Return Receipt Requested and/or Priority Delivery Confirmation Mail for only $50.00 more!! Mailing our documents this way is the best way to assure that the reporting agencies will respond and the only way to enforce the 30 day law. (We will still fax, e-mail, or send our documents over the internet, whichever is the most effective and timely way to communicate with the necessary entities.).

One or Two Items? We do make special arrangements for a reduced price if you only have one or two negative items on your reports. Please call our office to discuss this plan with a credit repair counselor. Call Toll Free: 1-866-479-8801